Bank Account: Frequently Asked Question About Bank Account.
Modi Government has mandated for all the Indian to open Jan Dhan Bank Account and this account is zero balance. Mostly Women open this account. This is the main Motive of the Government to make women more financial literate. Here we will try to give the some Frequently Asked Questions about Bank Account.
1- Can anyone open Bank Account Through Aadhar Card Sent Through WhatsApp?
No, No banker can open Bank Account Through Aadhar Card Sent Through WhatsApp. This is against the Banking Law and customers can complain about this to Banking Ombudsman. Bank Account can only be open after seeing original documents only or by verifying them online.
2- Who can Directly Deduct Account From Bank Account?
There are many Transactions that can directly deduct Amount from your Bank Account. Any EMI of Loan, Any NACH, Standing Instruction(SI). These all can directly deduct the amount from your Bank Account. You just need to give cancelled Cheque once and Amount starts getting deducted from your Savings or Current Account.
3- Apps that can directly Transfer Money to Demat Account from Bank Account/Aisa upay bataiye jisse bank account se turant fund Demat account mein transfer ho jaaye?
UPI, It is a very easy way to Transfer Money from Bank Account to a Demat Account. As soon as you transfer the money from any UPI app such as Google Pay, Phonepe. etc. Amount instantly deposits in Demat Account
4- How to change Bank account Details in EMI?
It is a very simple step. Just contact the Branch for whose EMI has been deducting. They will give you the form and fill in the new Bank account details and Give the canceled cheque. From next time your EMI will start deducting from your new Bank Account.
5- Can we deposit Money in Closed Bank Account?
No, You cannot deposit money in a Closed Bank Account. First of all when you deposit the cash in the Closed bank account from the Cash Counter. Account Number will not be reflecting in the software. so From Cash Counter, you cannot deposit the Amount in Closed Bank Account. If you try to transfer Amount through Online Mode Such as IMPS, UPI then also you will get Error Contact Your bank.
6- Can a Non-Home Brach Issue a Passbook to Customer?
Yes, A Non-Home Brach can issue a Passbook to a Customer. So if You are having an account in any state of India and you want a passbook in any other state of India. Simply Go to any branch of the bank and ask for Passbook.